Created in 2010, the Community Bankers Collaborative Council (CBCC) convenes community leaders and community banks (banks under $1B in assets) to discuss issues specific to the community banking and community development industries.

The CBCC was the driving force behind Community Acquisition and Rehabilitation Loan (CARL). CARL is a purchase-rehab mortgage product that combines mortgage financing and rehabilitation financing into one loan product; it is delivered through the local banking infrastructure and specifically tailored to the local market’s needs and opportunities by addressing the aging and vacant housing stock in the urban core.

The goal of the CBCC is to bring communities and financial institutions to the same table regularly to identify issues and work on solutions together, be it a purchase-rehab mortgage product, addressing a need for a brick and mortar presence need in an area, investment in a capital project, or the Pittsburgh Responsible Banking Ordinance. The CBCC encourages the development of key partnerships through open dialogue about the needs of our communities.