Legislation We’re Tracking in 2025
Federal Impact
LEGISLATION
HR 2854 (Kelly) | S 1686 (Young): The Neighborhood Homes Investment Act establishes a federal tax credit to support neighborhood revitalization through developing and rehabilitating homes in distressed communities.
SJ Res. 18 (Scott): Congressional Review Act (CRA) overturning the CFPB’s final rule on overdraft protection fees. Passed Senate — awaiting vote in House under HSJ 59 (Hill).
S 127 (Fetterman, Co-Sponsor: McCormick): Establishes a five-year national pilot program modeled after Pennsylvania’s Whole-Home Repairs Program.
S 1299 (Blunt Rochester): Directs HUD to publish zoning guidelines and best practices through its Policy Development and Research office to support state and local zoning frameworks.
HR 976 (Williams) | S 557 (Kennedy): Repeals small business loan data collection requirements under the Equal Credit Opportunity Act (Section 1071 Repeal).
HR 2725 (LaHood): The Affordable Housing Credit Improvement Act of 2025 (AHCIA) reforms the Low-Income Housing Tax Credit (LIHTC) to expand and strengthen affordable housing production nationwide.
Home Act: Awaiting reintroduction.
Neighborhood Revitalization and Land Banking Act: Awaiting reintroduction.
State Impact
Legislation
HB 225 (Kutz): Establishes savings accounts for first-time homebuyers.
HB 273 (Merski): Creates a grant program through the Pennsylvania Department of Community and Economic Development (DCED) to assist municipal code enforcement in combating blight.
HB 275 (Powell): Establishes the Pennsylvania Affordable Homeownership Subsidy Program to provide homeownership grants.
HB 316 (Williams): Gives local governments the power to deny permits to unscrupulous LLCs if there are delinquencies.
HB 369 (Freeman): Gives municipalities of any size the ability to form a land bank.
HB 570 (Caroll): Requires developers of projects with 30+ residential units to reserve 25% for very low, low-, and middle-income housing.
HB 589 (Kinkead): Establishes a landslide and sinkhole insurance program and fund.
HB 639 (Howard): Loan interest and protection law — safeguards small businesses from predatory lending.
HB 643 (Dougherty): Raises the cap on realty transfer tax revenues allocated to the Pennsylvania Housing and Rehabilitation Enhancement Fund (PHARE).
HB 743 (Salisbury): Allows municipalities to designate a blighted or abandoned property as available for acquisition by a land bank.
HB 818 (Bizzarro): Creates a First-Time Homebuyer Savings Account Program, allowing individuals to save for home purchases with tax-advantaged accounts managed by the Pennsylvania Treasury Department.
HB 842 (Webster): Establishes an income tax deduction for buyers and sellers of homes priced at or below 80% of the median purchase price.
HB 844 (Webster): Proposes a low-interest loan program for builders constructing affordable homes for low- and moderate-income buyers.
HB 882 (Issacson): Prohibits the harassment and predatory tactics against homeowners by real estate professionals and construction companies — including fines from $2,000 to $10,000.
HB 914 (Prokopiak): Limits rent increases under the landlord and tenant act.
HB 986 (Cephas): Provides transparency in realty agreements and imposes penalties for unfair real estate contracts.
HB 1003 (Hill-Evans): Establishes a Veterans Housing Assistance Program.
HB 1020 (Twardzik): Establishes a vacant property registration fee and lists blighted property owners' information.
HB 1037 (Irvin): Amends the municipal planning code to reform setback requirements, making it easier to build.
HB 1062 (Markosek): This bill would create a statewide blight data collection system and establish a registry of serious property maintenance code violations to support more effective enforcement and revitalization efforts across Pennsylvania municipalities.
HB 1094 (Ciresi): Rehabilitation and historic preservation tax credit for occupied historic home owners.
HB 1095 (Smith-Wade-El): Seals eviction records to protect tenants.
HB 1297 (Mayes): Requires bias and discrimination training for appraisers, prohibit discriminatory practices, and mandate a study on disparate impacts in the appraisal process.
SB 673 (Hughes): Establishes a statewide tracking system for publicly financed housing to improve transparency and accountability in how housing funds are allocated and used.
Co-Sponsorship Memos
Co-sponsorship memos are early-stage proposals where legislators seek support from colleagues before formally introducing a bill. These memos signal upcoming legislation and help build momentum for policy initiatives.
PA Home Preservation Program (Senate-Saval, Argall/House-Powell, Markosek): Legislation creating a new state program that will focus on the most successful aspect of the former Whole Home Repairs program—direct grant to qualified homeowners to make critical repairs. The PA Home Preservation Program will drive out $50 million in state funds proposed in Governor Shapiro’s 2025-26 budget through a competitive process to local entities to fund home repairs for homeowners.
First-Time Homebuyer Savings Account (Brown, Picozzi): Legislation would create a savings account for first time homebuyers.
Protecting Vulnerable Homeowners (Pielli ): Legislation would allow older adults and incapacitated individuals to designate a third party to receive notice of unpaid property taxes, helping prevent the loss of their homes due to missed payments and ensuring caregivers can intervene before a Sheriff’s sale occurs. Formerly HB 96.